In today’s cutthroat race for yield, Dallas-based Hall Structured Finance (HSF) is quick off the mark.

Entrepreneurship used to be the great equalizer, but the lack of financing available for new startups in some parts of the nation — and to people of different genders, races and socioeconomic statuses — has exacerbated a growing opportunity gap for would-be entrepreneurs. This has resulted in a shocking decline in startups in the U.S. over the past 30 years.

A robust 2019 construction pipeline doesn’t negate the fact that lending is getting more restrained in these latter days of the upturn. We took the opportunity to speak with Mike Jaynes to gain insight into his 2019 outlook for construction financing.

To Craig Hall, entrepreneurship is hard work, stick-to-it-iveness, and being willing to, at times, have your head handed to you with lots of big mistakes. During DSW19, he reflects on his own personal experiences—and makes some recommendations about the future.